You can apply for an unsecured personal loan with HLF by contacting directly on 18002022500.

You would need proofs of address, identity documents (Aadhaar card, PAN Card), and income proof (ITR/Bank statement/Salary slip, Proof of employment). The processes and requirements are subject to change, the HLF representatives will guide you through the process.

The eligibility criteria include: Age >21, Indian citizen, and only salaried individuals.

There is a minimum of Rs. 1 lac and maximum loan of Rs. 5 lac basis factors including but not limited to income, credit history. Please contact HLF for specific details at 18002022500.

The typical turnaround time for loan approval is a minimum of 3 days.

The interest rate for personal loans starts at 24% p.a.

No, you do not need any collateral or security to avail a personal loan.

The available loan terms would depend on factors including but not limited to your income, credit history. Please contact HLF at 18002022500 for specific details.

Yes, you can make extra payments or pay off your personal loan early. However, pre-payment/foreclosure charges may apply.

Yes, there are pre-payment/foreclosure charges: No preclosure for less than 6 months from date of disbursement; 6-12 months from date of disbursement : 10% on principal outstanding; more than 12 months from date of disbursement : 5% on principal outstanding.

If you miss a payment, late payment charges of 36% PA, 3% pm on overdue amount will apply. There will also be bounce charges of Rs 500 per instance + GST.

The availability of personal loans for individuals with bad credit would depend on HLF’s policies. Please contact HLF representative at 18002022500 for more information.

There may be restrictions on how you can use the funds depending on HLF’s policies. Please contact HLF representative at 18002022500 for more information.

Yes, there is a processing fee starts at 2% + GST and stamp duty as per state.

The late payment fee is 36% PA, 3% pm on overdue amount.

Once your personal loan is approved, HLF will guide you through the next steps which typically involve signing the loan agreement and setting up your repayment schedule.

Once your loan is approved and all paperwork is completed, HLF will disburse the funds to your bank account.

The repayment schedule will be determined at the time of loan approval and will be outlined in your loan agreement. It typically involves regular monthly payments over the term of the loan.

Loan deferment or restructuring options in case of financial hardship would depend on HLF’s policies. Please contact at 18002022500 for more information.

The loan approval process typically involves submitting an application along with necessary documents, a review of your credit history and income proof by HLF, and then a decision on your application.